Buying Property in Qatar as a Foreigner

Non-Qataris can own property in Qatar, either outright (freehold) in designated zones or through long usufruct rights in others. The rules are clear, the process is quick, and ownership can support a residence permit. Here is what to know before you start.

Where You Can Buy

Freehold ownership is open to non-Qataris in designated zones including The Pearl, Lusail, West Bay Lagoon and Gewan Island. In a further set of areas, foreigners can acquire usufruct rights for 99 years, which let you live in, rent out or sell the property for the term. Every area page on AQAR shows its ownership zone.

What It Costs on Top of the Price

Budget for a registration fee of 0.25 percent of the price, paid to the Real Estate Registration Department, and agency commission of up to 2 percent on resale homes. Off-plan purchases from a developer usually carry no commission. If you finance the purchase, add the bank's arrangement fee and valuation fee.

Service charges are paid every year to the master developer or owners' association. On The Pearl and in Lusail they typically range from QAR 12 to QAR 20 per square metre per year.

Ready or Off-Plan

A ready home lets you move in or rent it out straight away and see exactly what you are buying. An off-plan home is bought from the developer before it is finished, usually on a payment plan such as 60/40 or with post-handover instalments. Check the developer's track record, the escrow arrangements and the handover date before you commit.

Financing

Qatari banks and Islamic finance providers lend to residents, usually up to 70 percent of the property value for a first home. Get a pre-approval before you make an offer, so you know your budget and the seller knows you are serious.

The Buying Process

Once the price is agreed you sign a sale and purchase agreement and pay a deposit, normally 10 percent. The transfer is completed at the registration office, where the title deed is issued in your name. Your agent and, if you use one, your lawyer will prepare the documents and attend with you.